No credit checks. No need for co-signers.
There’s no credit check when you apply for your Stafford loan from NextStudent, so you don’t need to worry about income, credit problems or finding a co-signer.
If you meet the eligibility requirements, you qualify for a Stafford student loan. Simple as that!
And even though subsidized Stafford loans are awarded on the basis of financial need, unsubsidized Stafford loans are non–need-based, so as long as you meet the Stafford eligibility requirements, you can qualify for Stafford aid, no matter what your income or your parents’ income is.
Want to see if you qualify?
Am I eligible?
To qualify for a Federal Stafford Loan from NextStudent, you need to file yourFAFSA (Free Application for Federal Student Aid) and meet certain eligibility requirements:
UNDERGRADUATE STUDENTS
- Hold a high school diploma or GED
- Enrolled or accepted as at least a half-time student in an eligible undergraduate program
- Maintaining satisfactory academic progress, as determined by your school
- Registered with the Selective Service if you’re male and between the ages of 18 and 25
- Not in default on any federal student loans
- U.S. citizen or permanent resident
GRADUATE STUDENTS
- Enrolled or accepted as at least a half-time student in an eligible graduate or professional degree program
- Maintaining satisfactory academic progress, as determined by your school
- Registered with the Selective Service if you’re male and between the ages of 18 and 25
- Not in default on any federal college loans
- U.S. citizen or permanent resident
Meet these requirements? That’s all you need!
How much do Stafford loans cost?
What are my repayment options?
